Fellowship Project: JOHAR (Jharkhand Opportunities for Harnessing Rural Growth) is an ambitious project, under which work is being done to increase the quality of income of rural households by connecting them into producer groups and companies through activities like advanced farming, animal husbandry, fisheries, irrigation, minor forest produce etc. Through this project, the target is to increase the income of 2 lakh families in the state by connecting them to various sources of livelihood.

Highlights: Phalguni Joshi, a social entrepreneur from the quaint and heritage town of Jodhpur, Rajasthan, has been working in the field of rural development since 2018 when she was a fellow with SBI YFI. She has a background in computers and law, and cyber forensics. During the fellowship, she conceptualised and put into action her business, Karmaar Crafts, which locally sources raw materials and employs tribal women to make artistic bamboo products. Phalguni is dedicated and committed and wants to bring about a change by working in rural development. Phalguni believes that the real treasure potential can be found in the remotest villages of India, and endeavours to create and provide opportunities to the people who can't avail equal access to them.